"My impression of the American people can be summarized by a quotation from Benjamin Franklin, Those things that hurt instruct! I realised that people in this part of the world meet their problems head on. They attempt to get out of them rather than suffer them."

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Benjamin Franklin and the whole idea of a new attitude to money: "Time is money." He invented that idea. Before that, time wasn't money in the same way; in the medieval age it was regarded as sinful for money to be the object of your life.

— Tom Hodgkinson