"The company of certain people may excite our generosity and sensitivity, while that of others awakens our competitiveness and envy."

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Competitiveness is really what it costs you per man-hour to get you what you want. In other words, there's an education level that plays into the mix and so if it's inexpensive to buy an hour of real good education in places like China versus the U.S., that factors in.

— Ray Dalio