"The most powerful book in the world at the beginning of the twentieth century is the check-book."

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whatever San Francisco is or is not, it is never dull. Life there is in a perpetual ferment. It is as though the city kettle had been set on the stove to boil half a century ago and had never been taken off. The steam is pouring out of the nose. The cover is dancing up and down. The very kettle is rocking and jumping. But by some miracle the destructive explosion never happens.

— Inez Haynes Irwin