"I do think prayer is powerful and it is not to be diminished. Some of us who are struggling to put food on the table and are wondering where the next paycheck is coming from or have dangerous health situations and they don't have access to appropriate care do pray - do pray for yourselves and for others."

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Too often, investors are the target of fraudulent schemes disguised as investment opportunities. As you know, if the balance is tipped to the point where investors are not confident that there are appropriate protections, investors will lose confidence in our markets, and capital formation will ultimately be made more difficult and expensive.

— Mary Schapiro