"The defensive (or passive) investor will place chief emphasis on the avoidance of serious mistakes or losses. His second aim will be freedom from effort, annoyance, and the need for making frequent decisions."

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I wonder now if you ever remember... Whether your June is all turned to December... Gone are those winters of chats and of dances... Gone the aroma of life's young romances... Ah! well enough, as you dance on in joyance... Fashion and riches will mask much annoyance.

— Christopher Pearse Cranch