"But the soul of Africa, its integrity, the slow inexorable pulse of its life, is its own and of such singular rhythm that no outsider, unless steeped from childhood in its endless, even beat, can ever hope to experience it, except only as a bystander might experience a Masai war dance knowing nothing of its music nor the meaning of its steps."

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Yes, the investor is often his own worst enemy. Yes, the marketing colossus known as the mutual fund industry provides the weaponry which enables investors to indulge their suicidal instincts. No, the fund industry was hardly an innocent bystander in the market boom and the subsequent carnage. "We have met the enemy and he is us"... all of us.

— John C. Bogle