"One of the things my friends would tell you is that I hang out with a lot of non-writers - just regular people like bankers and teachers, and I actually try to steer our talk away from my work when I get together with them."

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I think we're fooling ourselves if we think that regulators are going to be able to outsmart the bankers. So, the task of designing regulatory reform is trying to make more or less foolproof regulation and that's one of the advantages of the systemic category.

— Robert F. Engle