"The '90s were indeed a great time to be alive. There was a sense of optimism that I never felt before that decade and I haven't felt since."

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If you're saving for the long run, it's actually a good thing when the market is down because the more shares you have, the more you can potentially make when markets rise. And over time - decades, not months - the markets rise more than they fall.

— Suze Orman