"When we begin to understand the concept of Karma we will never ever blame God for anything that happens to us. We will realise that we are responsible for all that happens to us. As we sow, so shall we reap. Rich or poor, saint or sinner, miser or philanthropist, learned or illiterate ... This is the Universal Law that applies to individuals, to whole communities, societies, nations and races. As we sow, so shall we reap."