"Whether a bank lent one million, ten million, or a hundred millions, they would not permanently alter the market rate of interest; they would alter only the value of the money they issued."

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We don't have a choice about Facebook any more. The choice element is less obvious than it seems. Maybe the 1bn poor people and a few hundred thousand rich people can afford not to be on it.. the rest of us don't have any choice.

— Andrew Keen