"A good portfolio is more than a long list of good stocks and bonds. It is a balanced whole, providing the investor with protections and opportunities with respect to a wide range of contingencies."

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In this fast paced world it is too frequently the case that people accept what society, family members and the authorities, whom nobody ever seems to question, believe regarding how to live their lives. And yet, the happiest people I know have been those who have accepted the primary responsibility for their own spiritual and physical well-being - those who have inner strength, courage, determination, common sense and faith in the process of creating more balanced and satisfying lives for themselves.

— Ann Wigmore