"Many persons think that by hoarding money they are gaining safety for themselves. If money is your only hope for independence, you will never have it. The only real security that a man can have in this world is a reserve of knowledge, experience, and ability. Without these qualities, money is practically useless. The security even of money depends on knowledge, experience, and ability. If productive ideas are displaced by destructive ideas, economic life suffers."

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Presently we have to train our unconscious to function better. Then we can depend upon our instincts, that will be noble instincts. At this moment, our instincts are very impure. When we have practiced for a long time, living the higher values of life and following the instructions of great masters or the Scriptures, that is when you have trained your unconscious. Then when a situation comes, you can to an extent, depend on your inner voice.

— Chinmayananda Saraswati