"Well, as you know, we're working through a difficult period in our financial markets right now, as we work off some of the past excesses. But the American people can remain confident in the soundness and the resilience of our financial system."

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It is true that zeal is the soul of the virtues, but most certainly, Monsieur, it must be according to knowledge, as Saint Paul says; that means: according to knowledge of experience. And because young people ordinarily do not possess this experiential knowledge, their zeal goes to excess, especially in those who have a natural asperity.

— Vincent de Paul