"I'm not going to name anybody, but I think there are about five to 10 global institutions that will emerge as our primary competitors across the board. They're adjusting to this new world, like we are."

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I love the way a story's ending can force you to read backwards. It's as if you are slowly adjusting a kaleidoscope until a random scattering of colored crystals suddenly falls into a beautiful symmetrical pattern.

— Catherine Brady