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— Jean Chatzky"If you have even a smidgen of doubt that you'll be able to stay away from racking up additional debt, don't do it."
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Rolling all of your debts into a single loan is a good idea - in theory. In fact, it can be a great idea.
— Jean Chatzky
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If you are, consolidating at a lower interest rate can help you pay off your debt faster. But if there's even a small chance that you'll spiral back into debt, it's not for you.
— Jean Chatzky
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