"Sometimes a creditor is willingto do this as a bargaining point - you give the creditor cash in hand, it gives you a positive listing on your credit report - even though you haven't paid the full amount. Get this agreement in writing."

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More than 70 percent of Colombians want peace. The rest are afraid of the price to be paid. But even they will realize that their worst fears will not come true. I'm quite optimistic that Colombians do back an agreement with the FARC.

— Juan Manuel Santos