"That's what courage is. Taking your disappointments and your failures, your guilt and your shame, all the wounds received and inflicted, and sinking them in the past. Starting again. Damning yesterday and facing tomorrow with your head held high. Times change. It's those that see it coming, and plan for it, and change themselves to suit, that prosper."

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To put it bluntly and plainly, if Christ is not my Substitute, I still occupy the place of a condemned sinner. If my sins and my guilt are not transferred to Him, if He did not take them upon Himself, then surely they remain with me. If He did not deal with my sins, I must face their consequences. If my penalty was not borne by Him, it still hangs over me. There is no other possibility.

— Leon Morris