"Look down, not up, when making your initial investment decision. If you don’t lose money, most of the remaining alternatives are good ones."

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Your discovery, as best as I can determine, is that there is an alternative which no one has hit upon. It is that one finding oneself in one of life's critical situations need not after all respond in one of the traditional ways. No. One may simply default. Pass. Do as one pleases, shrug, turn on one's heel and leave. Exit. Why after all need one act humanly?

— Walker Percy