"There's a tendency for us to think that the secret of our success is something that is mystical and maybe someday my time will come. And it's certainly out there somewhere; it's around the bend; it's at the top of the hill."

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If we are lending money that ostensibly we don't have to kids who have no hope of making it back in order to train them for jobs that clearly don't exist, I might suggest that we've gone around the bend a little bit.

— Mike Rowe