"It is a very good world to live in, To lend or to spend, or to live in; but to beg or to borrow, or to get a man's own, It is the very worst world that ever was known."

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As on the one hand, the necessity for borrowing in particular emergencies cannot be doubted, so on the other, it is equally evident that to be able to borrow upon good terms, it is essential that the credit of a nation should be well established.

— Alexander Hamilton