"One serious drawback about letters is that, in order to get them, one must send some out. When it comes to the mail, I feel it is better to receive than to give."

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It is estimated that raising the retirement age to 70 would cut the shortfall by about 36%. But this proposal has some drawbacks. Women and men who have worked jobs that require manual labor all of their lives may not physically be able to do work until they are 70 years old.

— Steve Israel