"We'll probably live 20 more years than our grandparents did. The question is, what are you going to do with those extra 20 years?"

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People who buy annuities, it turns out, live longer than people who don't, and not because the people who buy annuities are healthier to start with. The evidence suggests that an annuity's steady payout provides a little extra incentive to keep chugging along.

— Steven Levitt