"Although usury is itself a form of credit in its bourgeoisified form, the form adapted to capital , in its pre-bourgeois form it is rather the expression of the lack of credit ."

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If adapted to the unique requirements of various regions and peoples of the world, such economic pluralism could have a greater global impact over the next fifty years than the collectivist economics of Marxism and neo-Marxism have had during the half century just past.

— Robert Dickson Crane