"Going by my past journey, I am not certain where life will take me, what turns and twists will happen; nobody knows where they will end up. As life changes direction, I'll flow with it."

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When we're dealing with money in relationships, when we're dealing with money in our personal lives, when we're dealing with money in our families, the flow of money in a family represents the value system under which that family operates.

— Dave Ramsey