"A nation that encourages its people to spend more and save less promotes economic backwardness, social decay and its own financial doom."

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It is not a sign of communal well-being when men turn to their government to execute all their business for them, but rather a sign of decay, as in the United States today. The state, indeed, is but one of the devices that a really healthy community sets up to manage its affairs.

— H. L. Mencken