"If the Iraqis fail to implement the reforms, if they fail to get a handle on the violence, there's nothing the United States can do, militarily or otherwise, that can solve those problems. They have to assume the primary responsibility to govern themselves."

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I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can hold to maturity and be assured you will get your principal back (assuming no default), a fund has no finite maturity date and most funds are actively traded.

— Suze Orman