"You can't do things unexpected in life if you're not willing to take a risk, and it's easier to risk your own life than it is for your parent to watch you take risks. It's very, very hard for parents to see children doing things that aren't a solid path. I've been through that."

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What caused 2008, in my opinion, is that people just didn't see the risk. These people that took on all this risk didn't think they had it - they thought they hedged it all away. As long as there's a perception of risk, and a culture of looking for risk, it's going to be hard to deflate us.

— John Manley