"Daring to reach, to climb, to crawl, to scratch, to get back up when you've been knocked down, to push forward - ever forward - to forgive. It means sacrificing everything if necessary, to carve out a place for your own existence. It means living."

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This is not a game, ... Debt has become a part of who we are. It's become that spoiled child in the grocery store with their lip stuck out: 'I want it. I want it. I deserve it because I breathe air.' And, well, that's an uphill climb in our culture right now, to go against that and say, 'Hey, let's be grownups here. Let's be mature, learn to delay pleasure, save up and pay for things.'

— Dave Ramsey