"Troubles are only mental; it is the mind that manufactures them, and the mind can gorge them, banish them, abolish them."

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Credit expansion is the governments' foremost tool in their struggle against the market economy. In their hands it is the magic wand designed to conjure away the scarcity of capital goods, to lower the rate of interest or to abolish it altogether, to finance lavish government spending, to expropriate the capitalists, to contrive everlasting booms, and to make everybody prosperous.

— Ludwig von Mises