"In a forbearance, the homeowner pays interest and principal on a smaller mortgage, at least for a time, but still owes the full amount. The lower monthly payment helps with affordability, giving stressed homeowners a break."

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No subject was more important in the 2014 elections than healthcare, and Republicans in Congress should waste no time in taking decisive action in response to the voters'€™ demands. Obamacare has escalated costs, disrupted coverage, and introduced bad incentives throughout our healthcare system. Congress must repeal Obamacare and send the president a replacement package of reforms that protects freedom and focuses on the real problem with American healthcare -€” affordability.

— Bobby Jindal