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— Mark Zandi"The average credit score of today's FHA borrowers is higher than the average American household with a score. As it becomes more costly and difficult to get a FHA loan, loans from private mortgage lenders will become more attractive and their market share will grow."
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The designer must understand that form does not follow function nor does form follow a production process. For every use and for every production process there are innumerable equally attractive solutions.
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It strikes me as weird that a 25 year old man would even find a 16 year old attractive.
— Joss Stone
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