"In all my research I have never come across matter. To me the term matter implies a bundle of energy which is given form by an intelligent spirit."

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In my view the bundle theorist should say that when a bundle is located somewhere, there is an 'instance' of the bundle there. The instance is entirely constituted by the universals of the bundle. But the bundle and the instance are two distinct entities. Bundles of universals can be multiply located, but their instances cannot, and particulars are instances of a bundle of universals.

— Gonzalo Rodriguez-Pereyra