"America is an unsolvable problem: a nation divided and deeply in hate with itself. If it was a startup, wed understand how unfixable the situation is; most of us would leave for a fresh start, and the company would fall apart. America is MySpace."

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we have complaints that institutional dominance of the stock market has put 'the small investor at a disadvantage because he can't compete with the trust companies' huge resources, etc. The facts are quite the opposite. It may be that the institutions are better equipped than the individual to speculate in the market.But I am convinced that an individual investor with sound principles, and soundly advised, can do distinctly better over the long pull than large institutions.

— Benjamin Graham