"The big Wall Street firms, seemingly so shrewd and self-interested, had somehow become the dumb money. The people who ran them did not understand their own businesses, and their regulators obviously knew even less."

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The only reason why we wish to exchange thoughts is that we are different. If we were all the same, we would die dumb. No thought would be expressed after we found that our thoughts were precisely alike. We differ-our thoughts are different. Therefore the commerse that we call conversation.

— Robert Green Ingersoll