"A lot of young people think they're invincible, but the truth is young people are knuckleheads... Now young people can get insurance for as little as $50 a month, less than the cost of gym shoes."

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I started thinking about life insurance and how nice it would be if you could get insurance that your life would be happy, and that everyone you knew could be happy, and they could all do what they really wanted to do, and they could all find the people they wanted to find.

— Sharon Creech