"Set up rules for when you will "give" not lend money. Never lend. My people know that I'll help with college. I'll help if they lose they job thu no fault of their own."

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I just remember there was one rule: If you've got faults, we expect you to be working on it. And we are here for you. People would welcome each other then. We don't do that anymore. We don't care.

— Linda Perhacs