"The one thing that’s missing, but that will soon be developed, is a reliable e-cash, a method whereby on the Internet you can transfer funds from A to B, without A knowing B or B knowing A."

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When you are insecure, it turns people off. To spend money, people have to give away a part of their security. When they make the transfer of money to you, they have to feel solid; they have to feel they are getting something that will make them more, because they are paying out and becoming less right now. If you are solid and contained and secure, it helps them feel solid, so they transfer their cash more readily.

— Stuart Wilde