"We cannot continue to have an excellence gap with the rest of the world and intend to remain the [economic superpower] and [military superpower] of the planet. That's just not going to happen. We're in a position where unless we take action, we'll end up being the [France] of the 21st century: a lot of talk, but not a lot of strength behind it in terms of economic capability."

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Innovation has stalled in the banking industry. While the rest of the world is in the digital age, banking remains stagnant. We are here to change this and bring banking to the 21st century. We will ensure our customers feel involved in the progress of this bank and are offering them a truly enjoyable banking experience – different from anything they have experienced before.

— Jay Sidhu