"In short, the early receivers of the new money in this market chain of events gain at the expense of those who receive the money toward the end of the chain, and still worse losers are the people (e.g., those on fixed incomes such as annuities, interest, or pensions) who never receive the new money."

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Adventures are funny things. Many are merely happy accidents—a single spark that ignites an unexpected chain of events. But some adventures are meant for you and you alone. And whether you want them or not, they seek you out of a great crowd and take you somewhere you never thought you’d go. Often, these unlooked for adventures require a sacrifice too great to imagine.

— Wayne Thomas Batson