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What caused 2008, in my opinion, is that people just didn't see the risk. These people that took on all this risk didn't think they had it - they thought they hedged it all away. As long as there's a perception of risk, and a culture of looking for risk, it's going to be hard to deflate us.
— John Manley
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Good or ill, life is life; you only realize that when you have to risk it.
— Erich Maria Remarque
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