"I think people are trying out ideas with the new technology and it's too early to say where it's going exactly. But again, whether it's digital or paper, it doesn't matter. It's words that somebody is reading and getting an experience out of that reading. That's all that really matters."

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In the developing world, they don't have smartphones yet. They have the older plastic phones, but women are saving money on those, because they don't have access to banks. Having that access to digital money changes everything for her because she actually doesn't have to negotiate with her husband, which she will tell you is very hard in these circumstances, especially when the means are meager. She's expected to have money to pay for the kids' health or to help with the school fees.

— Melinda Gates