"You are now In London, that great sea, whose ebb and flow At once is deaf and loud, and on the shore Vomits its wrecks, and still howls on for more. Yet in its depth what treasures!"

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The poor lack money. They lack money because they do not know the secret of productive wealth. They know it is possible to be old, unemployed, uneducated, lazy - even halt, deaf, dumb, and blind-and still be excessively rich. But you have to be in on the secret, and the poor by definition are not.

— Louis O. Kelso