"Grace means the free, unmerited, unexpected love of God, and all the benefits, delights, and comforts which flow from it. It means that while we were sinners and enemies we have been treated as sons and heirs."

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We are the makers of our own lives. There is no such thing as fate. Our lives are the result of our previous actions, our karma, and it naturally flows that, having been ourselves the makers of our karma, we must also be able to unmake it.

— Swami Vivekananda