"Imagine you waking up tomorrow and you can't get a bank account; you can't get a credit union account. Everything has gone away and you're now living in poverty."

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At the beginning of a remodel, money is everything, but as you go along, it becomes secondary to the vision. You can't have the house looking like a glorious jewel and leave the cracked linoleum or the icky light fixture, so you spend and spend and spend. Then one day it suddenly occurs to you that all that play money you've been throwing around is real - and it's in someone else's bank account.

— Margo Kaufman