"Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up."

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I had a rough spot about being a goody-goody Mormon, and not drinking or smoking. But I'm kind of grateful I've got this image now. There are no skeletons in my closet. What you see is what you get.

— Donny Osmond