"Credit means that a certain confidence is given, and a certain trust reposed. Is that trust justified? And is that confidence wise? These are the cardinal questions. To put it more simply credit is a set of promises to pay; will those promises be kept?"

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Landscaping is the great cardinal sin of modern architecture. It's not your garden, it's not a park - it's a formless patch of grass, shrubbery and the occasional tree that exists purely to stop the original developer's plans from looking like a howling concrete wilderness.

— Ben Aaronovitch