"Time is your friend, impulse is your enemy. Take advantage of compound interest and don't be captivated by the siren song of the market."

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There's an old poem by Neruda that I've always been captivated by, and one of the lines in it has stuck with me ever since the first time I read it. It says "love is so short, forgetting is so long." It's a line I've related to in my saddest moments, when I needed to know someone else had felt that exact same way. And when we're trying to move on, the moments we always go back to aren't the mundane ones. They are the moments you saw sparks that weren't really there, felt stars aligning without having any proof, saw your future before it happened, and then saw it slip away without any warning.

— Taylor Swift