"This is my saddest story: In grade school, they would have us open our Valentine's cards and read them out loud. I always sent cards to myself because nobody else did."

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Fraud is common when you give away billions. Fraud related to Hurricane Katrina spending is estimated to top $2 billion. In addition, debit cards provided to hurricane victims were used to pay for Caribbean vacations, NFL tickets, Dom Perignon champagne, 'Girls Gone Wild' videos, and at least one sex change operation.

— Mark Skousen