"Your life is a kind of laboratory where you're constantly experimenting with your own higher knowing, always increasing your capacity to design the life you choose. Human beings must create; it's hardwired. The question is, are you consciously creating or only sleepwalking through your human life?"

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There is not necessarily a good reason why a regulator should have to be involved in product design and marketing for rich and sophisticated investors. We recommend that such investors should be able to sign a piece of paper, which allows them to go ahead and buy unregulated products at their own risk.

— John Redwood