"Since loans are getting more expensive and there's less money available, we're seeing a commensurate decline in growth. Higher costs and lower growth, in turn, translate into lower profits. Figuratively speaking, in the future, we won't be able to run as far or jump as high as we used to."

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When an idea is just rising on the horizon, the soul's temperature with respect to it is usually very cold. Only gradually does the idea develop its warmth, and it is hottest (which is to say, exerting its greatest influence) when belief in the idea is already once again in decline.

— Friedrich Nietzsche